Quick Life Insurance Facts~

Burial life, term life, whole life, or universal life insurance. What is the difference?
Read more below to find out.

1. Burial Life Insurance:

  NOTE: Best buy for those aged 50 and over.
- A type of whole life insurance.
- Beneficiaries can use the death benefit for ANYTHING.
- Premiums NEVER increase.  Benefits NEVER decrease.
- Qualify with No medical exams.
- Policy will not cancel because of age.
- Builds cash value and loan value for borrowing against.
- Guaranteed coverage for life when premiums are paid.

Click here to visit our Burial Insurance/Final Expense page:

2. Term Life Insurance:

  NOTE: Best buy at any age for person looking for larger amounts of coverage at the
  lowest premium amount.
- We now have term plans that cover you to age 95.
- With this newer term plan, the benefits can be used to cover burial expenses.
- Also can be purchased to cover a mortgage balance or other high debt obligation.
- With most term you buy insurance for a set number of years.
- Many term policies allow you to convert to a whole life plan.

Click here to visit our Term Life Insurance page:


3. Traditional Whole Life Insurance:
  
  NOTE: Best buy for person aged 20-50 looking for coverage to extend throughout 
  their whole life time.
- Beneficiaries  can use the death benefit for ANYTHING.
- Policy   will   not   cancel    because   of   insured's  age.
- Builds cash value and loan value for borrowing against.
- Guaranteed  coverage for life when premiums are paid.

Click here to visit our Traditional Whole Life page:


4. Universal Life Insurance:
  
  NOTE: Best buy for person aged 20-70 looking for larger amounts of coverage at
  lower premium amounts than whole life.
- A blend between traditional whole life and term insurance.
- Beneficiaries can use the death benefit for ANYTHING.
- Policy  will   not   cancel    because   of   insured's  age.
- Plan is interest rate sensitive which means it can build greater cash value.

Click here to visit our Universal Life page:


Parent Company Of United Life Direct
Begin your multiple Quotes to the far right. Servicing all 50 states.